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Gold pawn calculator

Find the metal value of your gold or silver from its weight, karat and the spot price. A pawn shop offer will be lower; this tells you where the ceiling is.

Your gold or silver

$

Reference: gold $4,102 and silver $52.46 per troy ounce on November 5, 2026 (gold-api.com public spot quote). Prices move every day; type the current spot price for an exact figure.

Metal value14K gold

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Pure metal
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Price per gram of this purity
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Melt value before refining costs. Pawn and purchase offers are lower; compare shops.

Gold value per gram by karat

At the reference price of $4,102 per troy ounce (November 5, 2026):

KaratStampPurityMetal value per gram
10K41741.7%$54.95
14K58558.3%$76.93
18K75075.0%$98.91
22K91691.7%$120.89
24K999100.0%$131.88

How to use it before you pawn

  1. Weigh the piece on a kitchen or jewelry scale in grams. Remove stones if you can; shops do not pay for most of them as gold.
  2. Find the stamp inside rings or on clasps: 10K, 14K, 18K or 417, 585, 750.
  3. Enter today's spot price and read the metal value.
  4. Ask two or three shops for a loan and a purchase offer and compare them with the metal value. Find pawn shops by city.
  5. Check the loan cost with the pawn loan calculator.

Questions

How do I calculate the value of my gold?

Weight in grams divided by 31.1035 gives troy ounces. Multiply by the purity (14K is 14/24, or 58.3%) and by the spot price per troy ounce. That is the metal value; pawn offers are lower.

How much will a pawn shop lend on gold?

Shops lend a part of the metal value, because they must cover refining or resale and the risk that the loan is not repaid. There is no legal or standard percentage, so compare offers from two or three shops.

What does 585 or 750 stamped on gold mean?

It is the purity in thousandths: 585 is 14K (58.5%), 750 is 18K (75%), 417 is 10K and 916 is 22K.

Why does the calculator ask for the spot price?

Gold prices move every minute. We show a dated reference price, and you can type the current spot price from any market quote for an exact figure.

Purity follows the karat system (karats out of 24). Reference spot prices from gold-api.com, retrieved November 5, 2026; they are not an offer from any shop.