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Pawn shops in Lubbock, TX

10 pawn shops with opening hours, phone numbers and directions. Under Texas law, a $500 pawn loan costs at most $75 for the first month.

What a pawn loan costs in Lubbock

$
EstimateTexas

$75

maximum charge for the first month

Total charges
$75
To get your item back
$575
Monthly rate
15.0%

Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawning in Lubbock: what to know

  • Rates: For July 1, 2026 to June 30, 2027 the one-month charge is 20% of the whole loan up to $276, 15% up to $1,840, 2.5% up to $2,760 and 1% up to $23,000. See the Texas pawn laws for every rule and source.
  • Grace period: 30 days after the original maturity date, at one thirtieth of the monthly charge per day.
  • Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
  • Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator, or see where to sell gold in Lubbock.
  • Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?

What people pawn in Lubbock

Questions about pawn shops in Lubbock

How many pawn shops are in Lubbock?

We list 10 pawn shops in Lubbock, TX, including 4 Cash America Pawn, 3 EZPAWN locations. 10 have published opening hours.

Are pawn shops in Lubbock open on Sunday?

6 of the 10 listed shops show Sunday hours, for example Cash America Pawn, Cash America Pawn, Cash America Pawn. Hours can change on holidays; call before you go.

Which pawn shops in Lubbock are open late?

7 shops list weekday closing times of 7 PM or later, such as Cash America Pawn, Cash America Pawn, Cash America Pawn.

How much does a $500 pawn loan cost in Lubbock?

Under Texas law, a pawn shop can charge at most $75 for the first month on a $500 loan. Grace period: 30 days after the original maturity date, at one thirtieth of the monthly charge per day.

Do Lubbock pawn shops buy gold?

Most pawn shops lend on and buy gold jewelry. 5 of the listed shops in Lubbock are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.

Pawn shops in nearby cities

Listings come from public business information checked on November 5, 2026. Open-now status uses each shop's published hours and the local time in Lubbock; holidays can change hours.