Big Tex Pawn Shop
2323 N County Rd W · (432) 332-9653
Cash America Pawn
1000 N County Rd W · (432) 332-5370
Cash America Pawn
1012 N Grant Ave · (432) 580-7296
Cash America Pawn
2227 N County Rd W · (432) 332-4943
Cash America Pawn
2819 Andrews Hwy · (432) 337-2921
Ezpawn
1345 W University Blvd · (432) 337-0035
Ezpawn
917 N Grandview Ave · (432) 580-0266
Permian Pawn & Jewelry
1229 E 8th St · (432) 332-6152
Permian Pawn & Jewelry
2816 Andrews Hwy · (432) 332-1550
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What a pawn loan costs in Odessa
$75
maximum charge for the first month
- Total charges
- $75
- To get your item back
- $575
- Monthly rate
- 15.0%
Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.
Pawning in Odessa: what to know
- Rates: For July 1, 2026 to June 30, 2027 the one-month charge is 20% of the whole loan up to $276, 15% up to $1,840, 2.5% up to $2,760 and 1% up to $23,000. See the Texas pawn laws for every rule and source.
- Grace period: 30 days after the original maturity date, at one thirtieth of the monthly charge per day.
- Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
- Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator.
- Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?
What people pawn in Odessa
Questions about pawn shops in Odessa
How many pawn shops are in Odessa?
We list 9 pawn shops in Odessa, TX, including 4 Cash America Pawn, 2 EZPAWN locations. 9 have published opening hours.
Are pawn shops in Odessa open on Sunday?
6 of the 9 listed shops show Sunday hours, for example Cash America Pawn, Cash America Pawn, Cash America Pawn. Hours can change on holidays; call before you go.
Which pawn shops in Odessa are open late?
6 shops list weekday closing times of 7 PM or later, such as Cash America Pawn, Cash America Pawn, Cash America Pawn.
How much does a $500 pawn loan cost in Odessa?
Under Texas law, a pawn shop can charge at most $75 for the first month on a $500 loan. Grace period: 30 days after the original maturity date, at one thirtieth of the monthly charge per day.
Do Odessa pawn shops buy gold?
Most pawn shops lend on and buy gold jewelry. 3 of the listed shops in Odessa are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.