Estimate a loan on a TV
We do not guess resale prices. Check recent sold listings for the same model and condition, then type the figure.
| Share of value | Loan | Max 1st-month charge |
|---|---|---|
| 30% | — | — |
| 50% | — | — |
| 70% | — | — |
Scenarios, not offers. Each shop sets its own percentage; the charge column is the maximum your state allows.
How pawn shops value a TV
- Brand, model year, size and panel type are checked.
- The TV is powered on to check the screen for lines, dead pixels and burn-in.
- The remote and stand are expected.
- Very large sets may be refused by small shops for lack of space.
What to bring
- A government-issued photo ID.
- The remote, stand or base and power cord.
- The box, if you can transport the TV in it.
Sign out of streaming apps and reset the TV before you go. Call ahead to ask if the shop takes TVs of your size.
How much of the value will they lend?
There is no standard percentage. FirstCash, which runs Cash America, First Cash and other pawn chains, says in its annual report that the loan "typically is based on a percentage of the estimated sale value of the collateral", that it does not use a standard or mandated percentage, and that store employees set it item by item (FirstCash 2012 Form 10-K). That is why offers for the same item vary from shop to shop. The calculator above shows scenarios so you can compare offers you get.
What the loan costs
The charge is set by state law, whatever you pawn. Check the maximum for your state and amount:
Pawn loan cost by state
$40
maximum charge for the first month
- Total charges
- $40
- To get your item back
- $240
- Monthly rate
- 20.0%
Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.
Pawn shops near you
Results
Enter a ZIP code or use your location to see the nearest pawn shops, with open-now status. Or browse a city: Las Vegas, San Antonio, Albuquerque, Tampa, Lincoln, Lubbock, Sioux Falls, Houston, Dallas, Columbus.
Questions
Do pawn shops take old TVs?
Usually not. Most only take recent smart TVs in good condition.
Do I need the remote?
Yes, most shops want the original remote or a working replacement.