Smart Pawn & Jewelry
1350 E Palm Valley Blvd #300 · (512) 388-7296
Action Pawn
1711 S I-35 Frontage Rd · (512) 244-6599
First Cash Pawn
1051 I-35 · (512) 218-3982
First Cash Pawn
907 N Interstate Hwy 35 · (512) 248-0827
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What a pawn loan costs in Round Rock
$75
maximum charge for the first month
- Total charges
- $75
- To get your item back
- $575
- Monthly rate
- 15.0%
Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.
Pawning in Round Rock: what to know
- Rates: For July 1, 2026 to June 30, 2027 the one-month charge is 20% of the whole loan up to $276, 15% up to $1,840, 2.5% up to $2,760 and 1% up to $23,000. See the Texas pawn laws for every rule and source.
- Grace period: 30 days after the original maturity date, at one thirtieth of the monthly charge per day.
- Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
- Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator.
- Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?
What people pawn in Round Rock
Questions about pawn shops in Round Rock
How many pawn shops are in Round Rock?
We list 4 pawn shops in Round Rock, TX, including 2 First Cash Pawn, 1 Smart Pawn & Jewelry locations. 4 have published opening hours.
Are pawn shops in Round Rock open on Sunday?
4 of the 4 listed shops show Sunday hours, for example Smart Pawn & Jewelry, Action Pawn, First Cash Pawn. Hours can change on holidays; call before you go.
Which pawn shops in Round Rock are open late?
4 shops list weekday closing times of 7 PM or later, such as Smart Pawn & Jewelry, Action Pawn, First Cash Pawn.
How much does a $500 pawn loan cost in Round Rock?
Under Texas law, a pawn shop can charge at most $75 for the first month on a $500 loan. Grace period: 30 days after the original maturity date, at one thirtieth of the monthly charge per day.
Do Round Rock pawn shops buy gold?
Most pawn shops lend on and buy gold jewelry. 1 of the listed shops in Round Rock are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.