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Iowa pawn laws, rates and pawn shops

Iowa leaves pawn rates to local ordinances; there is no single statewide cap.

Rules checked on October 30, 2026 against the sources below. 7 pawn shops listed, 7 with opening hours.

Iowa pawn loan calculator

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maximum charge for the first month

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Monthly rate
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Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawn shops by city in Iowa

Iowa pawn loan rules

Maximum chargeIowa leaves pawn rates to local ordinances; there is no single statewide cap.

Before you pawn in Iowa

Questions

How much can a pawn shop charge in Iowa?

Iowa leaves pawn rates to local ordinances; there is no single statewide cap. Ask the shop for the monthly charge in writing and check it on your pawn ticket.

How many pawn shops are listed in Iowa?

7 pawn shops in 1 city: Des Moines.

Sources

Compare with other states in the pawn rates by state table.