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Utah pawn laws, rates and pawn shops

Utah has no general numeric interest ceiling, according to the Department of Financial Institutions.

Rules checked on October 30, 2026 against the sources below. 5 pawn shops listed, 5 with opening hours.

Utah pawn loan calculator

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EstimateUtah

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maximum charge for the first month

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Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawn shops by city in Utah

Utah pawn loan rules

Maximum chargeUtah has no general numeric interest ceiling, according to the Department of Financial Institutions.

Before you pawn in Utah

Questions

How much can a pawn shop charge in Utah?

Utah has no general numeric interest ceiling, according to the Department of Financial Institutions. Ask the shop for the monthly charge in writing and check it on your pawn ticket.

How many pawn shops are listed in Utah?

5 pawn shops in 1 city: Salt Lake City.

Sources

  • Utah consumer credit law, §70C-7-106; DFI Interest Rates: dfi.utah.gov

Compare with other states in the pawn rates by state table.