Washington pawn loan calculator
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EstimateWashington
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maximum charge for the first month
- Total charges
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- To get your item back
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- Monthly rate
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Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.
Pawn shops by city in Washington
Washington pawn loan rules
| Maximum charge | Washington sets fixed charges for loans under $100 and 4% per 30 days from $100, plus a document fee from a table and storage of up to $5 per 30 days. |
| Loan term | 90 days. |
| Renewals | Renewals by mutual agreement. |
We have not yet loaded the full document-fee table, so the calculator uses the rate on your ticket.
Before you pawn in Washington
- Bring a valid government-issued photo ID.
- Ask for the total to redeem on the due date and the last day of the grace period.
- Compare at least two shops: see pawn shops in Spokane or Tacoma.
- Read how pawn loans work and what happens if you don't pay.
Questions
How much can a pawn shop charge in Washington?
Washington sets fixed charges for loans under $100 and 4% per 30 days from $100, plus a document fee from a table and storage of up to $5 per 30 days. Ask the shop for the monthly charge in writing and check it on your pawn ticket.
How many pawn shops are listed in Washington?
21 pawn shops in 2 cities: Spokane, Tacoma.
Sources
- RCW19.60.060–061: app.leg.wa.gov