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Pawn shops in Montgomery, AL

11 pawn shops with opening hours, phone numbers and directions. Under Alabama law, a $500 pawn loan costs at most $125 for the first month.

What a pawn loan costs in Montgomery

$
EstimateAlabama

$125

maximum charge for the first month

Total charges
$125
To get your item back
$625
Monthly rate
25.0%

Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawning in Montgomery: what to know

  • Rates: 25% a month of the principal, covering interest and all other charges. See the Alabama pawn laws for every rule and source.
  • Grace period: 30 days after the original maturity date; after that the item is forfeited automatically.
  • Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
  • Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator.
  • Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?

What people pawn in Montgomery

Questions about pawn shops in Montgomery

How many pawn shops are in Montgomery?

We list 11 pawn shops in Montgomery, AL, including 1 Cash America Pawn locations. 11 have published opening hours.

Are pawn shops in Montgomery open on Sunday?

None of the listed shops in Montgomery show Sunday hours. 11 are open on Saturday.

Which pawn shops in Montgomery are open late?

None of the listed shops show weekday hours past 7 PM.

How much does a $500 pawn loan cost in Montgomery?

Under Alabama law, a pawn shop can charge at most $125 for the first month on a $500 loan. Grace period: 30 days after the original maturity date; after that the item is forfeited automatically.

Do Montgomery pawn shops buy gold?

Most pawn shops lend on and buy gold jewelry. 3 of the listed shops in Montgomery are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.

Pawn shops in nearby cities

Listings come from public business information checked on November 5, 2026. Open-now status uses each shop's published hours and the local time in Montgomery; holidays can change hours.