DCL Jewelry & Loan
12778 Rancho Peñasquitos Blvd Ste c, San Diego, CA 92129
DCL Jewelry & Loan is a pawn shop at 12778 Rancho Peñasquitos Blvd Ste c in San Diego, California. It is also listed as diamond buyer, diamond dealer, gold dealer. California caps charges with a table for the first three months and 3% a month after month 3 (Fin. Code §21200.5 and §21201, as described in a 2024 Senate Judiciary analysis). Loans of $2,500 or more are exempt from those limits.
Opening hours
| Monday | 10:00 AM–4:30 PM |
| Tuesday | 10:00 AM–4:30 PM |
| Wednesday | 10:00 AM–4:30 PM |
| Thursday | 10:00 AM–4:30 PM |
| Friday | 10:00 AM–4:30 PM |
| Saturday | 10:00 AM–4:30 PM |
| Sunday | 11:00 AM–4:30 PM |
Contact & directions
- Phone
- (858) 324-0064
- Address
- 12778 Rancho Peñasquitos Blvd Ste c, San Diego, CA 92129
- Website
- discreetcollateralloan.com
Estimate your loan here
California caps charges with a table for the first three months and 3% a month after month 3 (Fin. Code §21200.5 and §21201, as described in a 2024 Senate Judiciary analysis). Loans of $2,500 or more are exempt from those limits.
What you can pawn here
Items pawn shops commonly lend on. Each page explains how shops value it and what to bring; call DCL Jewelry & Loan to confirm what it accepts.
Sell gold in San Diego
DCL Jewelry & Loan is also listed as a gold or jewelry buyer. Compare 14 gold buyers in San Diego that are open now and work out your gold's metal value first.
What to bring
- A valid government-issued photo ID (driver license, state ID, passport or military ID).
- The item, clean and working, with chargers, cases, boxes and receipts.
- For gold: know the karat stamp and the weight. Estimate its metal value.
- To redeem later: your pawn ticket and the same ID.
License
California does not publish a downloadable statewide list of licensed pawn shops that we could match, so we cannot confirm the license here. Pawn shops must show their license in the store.
Location
12778 Rancho Peñasquitos Blvd Ste c, San Diego, CA 92129
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Questions
What are DCL Jewelry & Loan's hours?
Mon–Sat 10:00 AM–4:30 PM; Sun 11:00 AM–4:30 PM. Hours can change on holidays; call ahead to confirm.
Where is DCL Jewelry & Loan?
12778 Rancho Peñasquitos Blvd Ste c, San Diego, CA 92129.
What is DCL Jewelry & Loan's phone number?
(858) 324-0064.
How much can DCL Jewelry & Loan charge for a pawn loan?
California caps charges with a table for the first three months and 3% a month after month 3 (Fin. Code §21200.5 and §21201, as described in a 2024 Senate Judiciary analysis). Loans of $2,500 or more are exempt from those limits.
What do I need to bring to DCL Jewelry & Loan?
A valid government-issued photo ID and the item you want to pawn or sell, with its accessories.
Guides
Business details from public listing information and the shop's website (discreetcollateralloan.com), checked November 5, 2026. We are not affiliated with this shop. Something wrong? Tell us.