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Pawn shops in Waterbury, CT

5 pawn shops with opening hours, phone numbers and directions. Under Connecticut law, a $500 pawn loan costs at most $10 for the first month.

What a pawn loan costs in Waterbury

$
EstimateConnecticut

$10

maximum charge for the first month

Total charges
$10
To get your item back
$510
Monthly rate
2.0%

Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawning in Waterbury: what to know

  • Rates: 5% a month on loans up to $15, 3% up to $50 and 2% a month above $50. See the Connecticut pawn laws for every rule and source.
  • Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
  • Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator.
  • Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?

What people pawn in Waterbury

Questions about pawn shops in Waterbury

How many pawn shops are in Waterbury?

We list 5 pawn shops in Waterbury, CT. 5 have published opening hours.

Are pawn shops in Waterbury open on Sunday?

None of the listed shops in Waterbury show Sunday hours. 5 are open on Saturday.

Which pawn shops in Waterbury are open late?

None of the listed shops show weekday hours past 7 PM.

How much does a $500 pawn loan cost in Waterbury?

Under Connecticut law, a pawn shop can charge at most $10 for the first month on a $500 loan.

Do Waterbury pawn shops buy gold?

Most pawn shops lend on and buy gold jewelry. 1 of the listed shops in Waterbury are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.

Pawn shops in nearby cities

Listings come from public business information checked on November 5, 2026. Open-now status uses each shop's published hours and the local time in Waterbury; holidays can change hours.