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Pawn shops in Columbia, MO

5 pawn shops with opening hours, phone numbers and directions. Under Missouri law, a $500 pawn loan costs at most $10 for the first month.

What a pawn loan costs in Columbia

$
EstimateMissouri

$10

maximum charge for the first month

Total charges
$10
To get your item back
$510
Monthly rate
2.0%

Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawning in Columbia: what to know

  • Rates: Interest up to 2% a month; storage and security fees are allowed on top, without a fixed cap in the law. See the Missouri pawn laws for every rule and source.
  • Grace period: The pawnbroker must keep the item 60 days after default before taking title.
  • Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
  • Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator.
  • Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?

What people pawn in Columbia

Questions about pawn shops in Columbia

How many pawn shops are in Columbia?

We list 5 pawn shops in Columbia, MO. 5 have published opening hours.

Are pawn shops in Columbia open on Sunday?

None of the listed shops in Columbia show Sunday hours. 3 are open on Saturday.

Which pawn shops in Columbia are open late?

None of the listed shops show weekday hours past 7 PM.

How much does a $500 pawn loan cost in Columbia?

Under Missouri law, a pawn shop can charge at most $10 for the first month on a $500 loan. Grace period: The pawnbroker must keep the item 60 days after default before taking title.

Do Columbia pawn shops buy gold?

Most pawn shops lend on and buy gold jewelry. 1 of the listed shops in Columbia are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.

Pawn shops in nearby cities

Listings come from public business information checked on November 5, 2026. Open-now status uses each shop's published hours and the local time in Columbia; holidays can change hours.