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Pawn shops in Las Cruces, NM

3 pawn shops with opening hours, phone numbers and directions. Under New Mexico law, a $500 pawn loan costs at most $50 for the first month.

What a pawn loan costs in Las Cruces

$
EstimateNew Mexico

$50

maximum charge for the first month

Total charges
$50
To get your item back
$550
Monthly rate
10.0%

Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawning in Las Cruces: what to know

  • Rates: For the first 30 days, $7.50 or 10% of the loan, whichever is greater; after that 4% a month on the unpaid principal. See the New Mexico pawn laws for every rule and source.
  • Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
  • Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator.
  • Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?

What people pawn in Las Cruces

Questions about pawn shops in Las Cruces

How many pawn shops are in Las Cruces?

We list 3 pawn shops in Las Cruces, NM. 3 have published opening hours.

Are pawn shops in Las Cruces open on Sunday?

None of the listed shops in Las Cruces show Sunday hours. 1 are open on Saturday.

Which pawn shops in Las Cruces are open late?

None of the listed shops show weekday hours past 7 PM.

How much does a $500 pawn loan cost in Las Cruces?

Under New Mexico law, a pawn shop can charge at most $50 for the first month on a $500 loan.

Do Las Cruces pawn shops buy gold?

Most pawn shops lend on and buy gold jewelry. 1 of the listed shops in Las Cruces are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.

Pawn shops in nearby cities

Listings come from public business information checked on November 5, 2026. Open-now status uses each shop's published hours and the local time in Las Cruces; holidays can change hours.