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Pawn shops in Buffalo, NY

7 pawn shops with opening hours, phone numbers and directions. Under New York law, a $500 pawn loan costs at most $20 for the first month.

Showing all 7 shops.

Buffalo Jewelry & Loan

2196 Seneca St · (716) 259-9150

Hours listed

Metro Loan

42 Broadway · (716) 852-0922

Hours listedGold buyer

Prudential Jewelry & Loan

1036 Broadway · (716) 894-3141

Hours listedGold buyer

Suburban Jewelry & Loan

1131 Walden Ave · (716) 891-9032

Hours listedGold buyer

Pawn-it

2191 Elmwood Ave · (716) 875-2191

Hours listedGold buyer

We Buy Gold

1417 Main St · (716) 768-3011

Hours listed

The Cellphone Shop

3133 Bailey Ave · (716) 931-5617

Hours not listed

What a pawn loan costs in Buffalo

$
EstimateNew York

$20

maximum charge for the first month

Total charges
$20
To get your item back
$520
Monthly rate
4.0%

Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawning in Buffalo: what to know

  • Rates: Up to 4% a month, at least $0.25; a part of a month counts as a month. See the New York pawn laws for every rule and source.
  • Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
  • Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator.
  • Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?

What people pawn in Buffalo

GoldJewelryEngagement ringDiamondsWatchesPS5XboxNintendo SwitchLaptopiPhoneToolsGuitarCameraTV

Questions about pawn shops in Buffalo

How many pawn shops are in Buffalo?

We list 7 pawn shops in Buffalo, NY. 6 have published opening hours.

Are pawn shops in Buffalo open on Sunday?

None of the listed shops in Buffalo show Sunday hours. 3 are open on Saturday.

Which pawn shops in Buffalo are open late?

1 shops list weekday closing times of 7 PM or later, such as We Buy Gold.

How much does a $500 pawn loan cost in Buffalo?

Under New York law, a pawn shop can charge at most $20 for the first month on a $500 loan.

Do Buffalo pawn shops buy gold?

Most pawn shops lend on and buy gold jewelry. 4 of the listed shops in Buffalo are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.

Pawn shops in nearby cities

Rochester, NY66 mi

Listings come from public business information checked on November 5, 2026. Open-now status uses each shop's published hours and the local time in Buffalo; holidays can change hours.