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Pawn shops in Cincinnati, OH

13 pawn shops with opening hours, phone numbers and directions. Under Ohio law, a $500 pawn loan costs at most $36 for the first month.

What a pawn loan costs in Cincinnati

$
EstimateOhio

$36

maximum charge for the first month

Total charges
$36
To get your item back
$536
Monthly rate
7.2%

Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawning in Cincinnati: what to know

  • Rates: Interest up to 6% a month on the unpaid principal, plus storage of up to $6 a month per loan. See the Ohio pawn laws for every rule and source.
  • Grace period: After 3 months without payment, the pawnbroker must mail a notice and wait 30 days.
  • Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
  • Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator, or see where to sell gold in Cincinnati.
  • Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?

What people pawn in Cincinnati

Questions about pawn shops in Cincinnati

How many pawn shops are in Cincinnati?

We list 13 pawn shops in Cincinnati, OH, including 4 Cash America Pawn locations. 13 have published opening hours.

Are pawn shops in Cincinnati open on Sunday?

1 of the 13 listed shops show Sunday hours, for example The Money Vault Jewelry & Loan. Hours can change on holidays; call before you go.

Which pawn shops in Cincinnati are open late?

4 shops list weekday closing times of 7 PM or later, such as Queen City Jewelry & Pawn, The Castle Jewelry and Pawn of Cincinnati, The Castle Jewelry and Pawn of Cincinnati.

How much does a $500 pawn loan cost in Cincinnati?

Under Ohio law, a pawn shop can charge at most $36 for the first month on a $500 loan. Grace period: After 3 months without payment, the pawnbroker must mail a notice and wait 30 days.

Do Cincinnati pawn shops buy gold?

Most pawn shops lend on and buy gold jewelry. 6 of the listed shops in Cincinnati are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.

Pawn shops in nearby cities

Listings come from public business information checked on November 5, 2026. Open-now status uses each shop's published hours and the local time in Cincinnati; holidays can change hours.