Smart Pawn & Jewelry
3130 S Sheridan Rd, Tulsa, OK 74145
Smart Pawn & Jewelry is a pawn shop at 3130 S Sheridan Rd in Tulsa, Oklahoma. It is also listed as jewelry buyer, loan agency. It is one of 12 Smart Pawn & Jewelry locations in our directory. A $500 loan here costs about $87.50 a month at most under Oklahoma law.
Opening hours
| Monday | 9:00 AM–7:00 PM |
| Tuesday | 9:00 AM–7:00 PM |
| Wednesday | 9:00 AM–7:00 PM |
| Thursday | 9:00 AM–7:00 PM |
| Friday | 9:00 AM–7:00 PM |
| Saturday | 9:00 AM–6:00 PM |
| Sunday | Closed |
Contact & directions
- Phone
- (918) 665-0009
- Address
- 3130 S Sheridan Rd, Tulsa, OK 74145
- Website
- firstcash.com
Estimate your loan here
Every pawn shop in Oklahoma follows the same state limits. Tiered monthly charge from the regulator rate chart: 20% on the first $250, 15% up to $500, 10% up to $1,000, 5% up to $5,000 and 3% up to $25,000.
up to $87.50
$587.50 to get your item back after one month
What you can pawn here
Items pawn shops commonly lend on. Each page explains how shops value it and what to bring; call Smart Pawn & Jewelry to confirm what it accepts.
Sell gold in Tulsa
Smart Pawn & Jewelry is also listed as a gold or jewelry buyer. Compare 7 gold buyers in Tulsa that are open now and work out your gold's metal value first.
What to bring
- A valid government-issued photo ID (driver license, state ID, passport or military ID).
- The item, clean and working, with chargers, cases, boxes and receipts.
- For gold: know the karat stamp and the weight. Estimate its metal value.
- To redeem later: your pawn ticket and the same ID.
License
This address appears on the Oklahoma Department of Consumer Credit pawnbroker roster under license PB001981 (list dated October 22, 2026).
Location
3130 S Sheridan Rd, Tulsa, OK 74145
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Questions
What are Smart Pawn & Jewelry's hours?
Mon–Fri 9:00 AM–7:00 PM; Sat 9:00 AM–6:00 PM; Sun Closed. Hours can change on holidays; call ahead to confirm.
Where is Smart Pawn & Jewelry?
3130 S Sheridan Rd, Tulsa, OK 74145.
What is Smart Pawn & Jewelry's phone number?
(918) 665-0009.
How much does a $500 pawn loan cost at Smart Pawn & Jewelry?
Oklahoma law caps the charge at $87.50 for the first month on a $500 loan, so up to $587.50 to redeem after one month. The shop can charge less; the pawn ticket shows the real amount.
What do I need to bring to Smart Pawn & Jewelry?
A valid government-issued photo ID and the item you want to pawn or sell, with its accessories.
Guides
Business details from public listing information and the shop's website (firstcash.com), checked November 5, 2026. We are not affiliated with this shop. Something wrong? Tell us.