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Pawn shops in Columbia, SC

13 pawn shops with opening hours, phone numbers and directions. Under South Carolina law, a $500 pawn loan costs at most $67.50 for the first month.

What a pawn loan costs in Columbia

$
EstimateSouth Carolina

$67.50

maximum charge for the first month

Total charges
$67.50
To get your item back
$567.50
Monthly rate
13.5%

Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawning in Columbia: what to know

  • Rates: Per 30 days: 25% on the first $50, 20% on the next $50, 15% up to $200, 10% up to $1,000 and 5% up to $17,900 (the maximum principal from July 1, 2026). See the South Carolina pawn laws for every rule and source.
  • Grace period: 60 days after maturity or renewal, with a mailed notice at least 10 days before forfeiture.
  • Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
  • Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator.
  • Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?

What people pawn in Columbia

Questions about pawn shops in Columbia

How many pawn shops are in Columbia?

We list 13 pawn shops in Columbia, SC, including 2 First Cash Pawn locations. 12 have published opening hours.

Are pawn shops in Columbia open on Sunday?

1 of the 13 listed shops show Sunday hours, for example Palmetto Gold & Pawn. Hours can change on holidays; call before you go.

Which pawn shops in Columbia are open late?

1 shops list weekday closing times of 7 PM or later, such as First Cash Pawn.

How much does a $500 pawn loan cost in Columbia?

Under South Carolina law, a pawn shop can charge at most $67.50 for the first month on a $500 loan. Grace period: 60 days after maturity or renewal, with a mailed notice at least 10 days before forfeiture.

Do Columbia pawn shops buy gold?

Most pawn shops lend on and buy gold jewelry. 3 of the listed shops in Columbia are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.

Listings come from public business information checked on November 5, 2026. Open-now status uses each shop's published hours and the local time in Columbia; holidays can change hours.