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Midtown Jewelry & Loans

1315 NW 16th Ave, Gainesville, FL 32605

Hours listed

Midtown Jewelry & Loans is a pawn shop at 1315 NW 16th Ave in Gainesville, Florida. It is also listed as gold dealer, jeweler, loan agency. A $500 loan here costs about $125 a month at most under Florida law.

Opening hours

Monday10:00 AM–5:00 PM
Tuesday10:00 AM–5:00 PM
Wednesday10:00 AM–5:00 PM
Thursday10:00 AM–5:00 PM
Friday10:00 AM–5:00 PM
SaturdayClosed
SundayClosed

Local time zone: New York. Holiday hours may differ.

Contact & directions

Phone
(352) 374-4653
Address
1315 NW 16th Ave, Gainesville, FL 32605
Website
midtownjewelryandloans.com

Estimate your loan here

Every pawn shop in Florida follows the same state limits. Up to 25% of the amount financed for each 30-day period (at least $5), including interest of up to 2%.

$500 loan, first monthFlorida

up to $125

$625 to get your item back after one month

Rules from Florida pawn laws, checked October 30, 2026.

What you can pawn here

Items pawn shops commonly lend on. Each page explains how shops value it and what to bring; call Midtown Jewelry & Loans to confirm what it accepts.

Sell gold in Gainesville

Midtown Jewelry & Loans is also listed as a gold or jewelry buyer. Compare 5 gold buyers in Gainesville that are open now and work out your gold's metal value first.

What to bring

  • A valid government-issued photo ID (driver license, state ID, passport or military ID).
  • Florida rule: Government-issued photo ID; you must be 18.
  • The item, clean and working, with chargers, cases, boxes and receipts.
  • For gold: know the karat stamp and the weight. Estimate its metal value.
  • To redeem later: your pawn ticket and the same ID.

License

Florida does not publish a downloadable statewide list of licensed pawn shops that we could match, so we cannot confirm the license here. Pawn shops must show their license in the store.

Location

1315 NW 16th Ave, Gainesville, FL 32605

Open now nearby

All pawn shops open now in Gainesville · all 10 in Gainesville

Questions

What are Midtown Jewelry & Loans's hours?

Mon–Fri 10:00 AM–5:00 PM; Sat–Sun Closed. Hours can change on holidays; call ahead to confirm.

Where is Midtown Jewelry & Loans?

1315 NW 16th Ave, Gainesville, FL 32605.

What is Midtown Jewelry & Loans's phone number?

(352) 374-4653.

How much does a $500 pawn loan cost at Midtown Jewelry & Loans?

Florida law caps the charge at $125 for the first month on a $500 loan, so up to $625 to redeem after one month. The shop can charge less; the pawn ticket shows the real amount.

What do I need to bring to Midtown Jewelry & Loans?

A valid government-issued photo ID and the item you want to pawn or sell, with its accessories. Florida rule: Government-issued photo ID; you must be 18.

Guides

Business details from public listing information and the shop's website (midtownjewelryandloans.com), checked November 5, 2026. We are not affiliated with this shop. Something wrong? Tell us.