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Pawn shops in Gainesville, FL

10 pawn shops with opening hours, phone numbers and directions. Under Florida law, a $500 pawn loan costs at most $125 for the first month.

What a pawn loan costs in Gainesville

$
EstimateFlorida

$125

maximum charge for the first month

Total charges
$125
To get your item back
$625
Monthly rate
25.0%

Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawning in Gainesville: what to know

  • Rates: Up to 25% of the amount financed for each 30-day period (at least $5), including interest of up to 2%. See the Florida pawn laws for every rule and source.
  • Grace period: 30 days after the maturity date; then the item is forfeited.
  • Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
  • Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator, or see where to sell gold in Gainesville.
  • Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?

What people pawn in Gainesville

Questions about pawn shops in Gainesville

How many pawn shops are in Gainesville?

We list 10 pawn shops in Gainesville, FL, including 1 Value Pawn & Jewelry locations. 10 have published opening hours.

Are pawn shops in Gainesville open on Sunday?

2 of the 10 listed shops show Sunday hours, for example TBGoods, Value Pawn & Jewelry. Hours can change on holidays; call before you go.

Which pawn shops in Gainesville are open late?

1 shops list weekday closing times of 7 PM or later, such as Value Pawn & Jewelry.

How much does a $500 pawn loan cost in Gainesville?

Under Florida law, a pawn shop can charge at most $125 for the first month on a $500 loan. Grace period: 30 days after the maturity date; then the item is forfeited.

Do Gainesville pawn shops buy gold?

Most pawn shops lend on and buy gold jewelry. 5 of the listed shops in Gainesville are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.

Pawn shops in nearby cities

Listings come from public business information checked on November 5, 2026. Open-now status uses each shop's published hours and the local time in Gainesville; holidays can change hours.