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Pawn shops in Lakeland, FL

10 pawn shops with opening hours, phone numbers and directions. Under Florida law, a $500 pawn loan costs at most $125 for the first month.

What a pawn loan costs in Lakeland

$
EstimateFlorida

$125

maximum charge for the first month

Total charges
$125
To get your item back
$625
Monthly rate
25.0%

Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawning in Lakeland: what to know

  • Rates: Up to 25% of the amount financed for each 30-day period (at least $5), including interest of up to 2%. See the Florida pawn laws for every rule and source.
  • Grace period: 30 days after the maturity date; then the item is forfeited.
  • Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
  • Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator, or see where to sell gold in Lakeland.
  • Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?

What people pawn in Lakeland

Questions about pawn shops in Lakeland

How many pawn shops are in Lakeland?

We list 10 pawn shops in Lakeland, FL, including 2 Cash America Pawn, 2 Value Pawn & Jewelry, 1 La Familia Pawn and Jewelry locations. 10 have published opening hours.

Are pawn shops in Lakeland open on Sunday?

6 of the 10 listed shops show Sunday hours, for example Cash America Pawn, GC Pawn Lakeland, MaxPay Pawn. Hours can change on holidays; call before you go.

Which pawn shops in Lakeland are open late?

6 shops list weekday closing times of 7 PM or later, such as GC Pawn Lakeland, La Familia Pawn and Jewelry, MaxPay Pawn.

How much does a $500 pawn loan cost in Lakeland?

Under Florida law, a pawn shop can charge at most $125 for the first month on a $500 loan. Grace period: 30 days after the maturity date; then the item is forfeited.

Do Lakeland pawn shops buy gold?

Most pawn shops lend on and buy gold jewelry. 6 of the listed shops in Lakeland are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.

Pawn shops in nearby cities

Listings come from public business information checked on November 5, 2026. Open-now status uses each shop's published hours and the local time in Lakeland; holidays can change hours.