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Cash America Pawn

2860 Freedom Dr, Charlotte, NC 28208

Hours listed

Cash America Pawn is a pawn shop at 2860 Freedom Dr in Charlotte, North Carolina. It is also listed as gold dealer. It is one of 358 Cash America Pawn locations in our directory. A $500 loan here costs about $110 a month at most under North Carolina law.

Opening hours

Monday9:00 AM–6:00 PM
Tuesday9:00 AM–6:00 PM
Wednesday9:00 AM–6:00 PM
Thursday9:00 AM–6:00 PM
Friday9:00 AM–6:00 PM
Saturday9:00 AM–6:00 PM
SundayClosed

Local time zone: New York. Holiday hours may differ.

Contact & directions

Phone
(704) 391-1190
Address
2860 Freedom Dr, Charlotte, NC 28208
Website
firstcash.com

Estimate your loan here

Every pawn shop in North Carolina follows the same state limits. Interest up to 2% a month plus fees of up to 20% a month, capped at $100 the first month, $75 the second and third and $50 after that.

$500 loan, first monthNorth Carolina

up to $110

$610 to get your item back after one month

Rules from North Carolina pawn laws, checked October 30, 2026.

What you can pawn here

Items pawn shops commonly lend on. Each page explains how shops value it and what to bring; call Cash America Pawn to confirm what it accepts.

Sell gold in Charlotte

Cash America Pawn is also listed as a gold or jewelry buyer. Compare 13 gold buyers in Charlotte that are open now and work out your gold's metal value first.

What to bring

  • A valid government-issued photo ID (driver license, state ID, passport or military ID).
  • North Carolina rule: You must be 18 and show accepted ID.
  • The item, clean and working, with chargers, cases, boxes and receipts.
  • For gold: know the karat stamp and the weight. Estimate its metal value.
  • To redeem later: your pawn ticket and the same ID.

License

North Carolina does not publish a downloadable statewide list of licensed pawn shops that we could match, so we cannot confirm the license here. Pawn shops must show their license in the store.

Location

2860 Freedom Dr, Charlotte, NC 28208

Open now nearby

All pawn shops open now in Charlotte · all 17 in Charlotte

More Cash America Pawn locations

All 358 Cash America Pawn locations · Independent directory, not affiliated with Cash America Pawn.

Questions

What are Cash America Pawn's hours?

Mon–Sat 9:00 AM–6:00 PM; Sun Closed. Hours can change on holidays; call ahead to confirm.

Where is Cash America Pawn?

2860 Freedom Dr, Charlotte, NC 28208.

What is Cash America Pawn's phone number?

(704) 391-1190.

How much does a $500 pawn loan cost at Cash America Pawn?

North Carolina law caps the charge at $110 for the first month on a $500 loan, so up to $610 to redeem after one month. The shop can charge less; the pawn ticket shows the real amount.

What do I need to bring to Cash America Pawn?

A valid government-issued photo ID and the item you want to pawn or sell, with its accessories. North Carolina rule: You must be 18 and show accepted ID.

Guides

Business details from public listing information and the shop's website (firstcash.com), checked November 5, 2026. We are not affiliated with this shop. Something wrong? Tell us.