Cascade Gold, Pawn, and Loan
4436 Park Rd · (704) 525-4646
Cash America Pawn
2640 Freedom Dr · (704) 391-8662
Cash America Pawn
2860 Freedom Dr · (704) 391-1190
Cash America Pawn
300 E Woodlawn Rd · (704) 521-8877
Cash America Pawn
3101 N Sharon Amity Rd · (704) 414-2595
Cash America Pawn
4635 N Tryon St · (704) 596-7810
Cash America Pawn
5210 N Tryon St · (704) 597-8668
Cash America Pawn
5847 Albemarle Rd · (704) 537-7400
Gun Outlet & Pawn
5115 N Tryon St · (704) 596-6551
National Pawn
2905 Eastway Dr · (704) 714-4645
National Pawn
5700 South Blvd · (704) 469-4554
Quik Cash Pawn
6851 Albemarle Rd · (704) 563-3151
Smart Pawn & Jewelry
3101 South Blvd · (704) 525-9655
Smart Pawn & Jewelry
3701 Monroe Rd · (704) 376-6089
Smart Pawn & Jewelry
7025 South Blvd · (704) 554-0824
South Charlotte Jewelry and Loan
7143-B South Blvd · (980) 236-7614
Quik Pawn Shop
5200 N Tryon St
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What a pawn loan costs in Charlotte
$110
maximum charge for the first month
- Total charges
- $110
- To get your item back
- $610
- Monthly rate
- 22.0%
Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.
Pawning in Charlotte: what to know
- Rates: Interest up to 2% a month plus fees of up to 20% a month, capped at $100 the first month, $75 the second and third and $50 after that. See the North Carolina pawn laws for every rule and source.
- Grace period: The item cannot be sold until 60 days after the maturity date.
- Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
- Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator, or see where to sell gold in Charlotte.
- Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?
What people pawn in Charlotte
Questions about pawn shops in Charlotte
How many pawn shops are in Charlotte?
We list 17 pawn shops in Charlotte, NC, including 7 Cash America Pawn, 3 Smart Pawn & Jewelry, 2 National Pawn locations. 17 have published opening hours.
Are pawn shops in Charlotte open on Sunday?
2 of the 17 listed shops show Sunday hours, for example Cash America Pawn, Cash America Pawn. Hours can change on holidays; call before you go.
Which pawn shops in Charlotte are open late?
1 shops list weekday closing times of 7 PM or later, such as South Charlotte Jewelry and Loan.
How much does a $500 pawn loan cost in Charlotte?
Under North Carolina law, a pawn shop can charge at most $110 for the first month on a $500 loan. Grace period: The item cannot be sold until 60 days after the maturity date.
Do Charlotte pawn shops buy gold?
Most pawn shops lend on and buy gold jewelry. 13 of the listed shops in Charlotte are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.