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Pawn shops in Wilmington, NC

9 pawn shops with opening hours, phone numbers and directions. Under North Carolina law, a $500 pawn loan costs at most $110 for the first month.

What a pawn loan costs in Wilmington

$
EstimateNorth Carolina

$110

maximum charge for the first month

Total charges
$110
To get your item back
$610
Monthly rate
22.0%

Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawning in Wilmington: what to know

  • Rates: Interest up to 2% a month plus fees of up to 20% a month, capped at $100 the first month, $75 the second and third and $50 after that. See the North Carolina pawn laws for every rule and source.
  • Grace period: The item cannot be sold until 60 days after the maturity date.
  • Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
  • Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator, or see where to sell gold in Wilmington.
  • Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?

What people pawn in Wilmington

Questions about pawn shops in Wilmington

How many pawn shops are in Wilmington?

We list 9 pawn shops in Wilmington, NC, including 3 National Pawn locations. 9 have published opening hours.

Are pawn shops in Wilmington open on Sunday?

None of the listed shops in Wilmington show Sunday hours. 9 are open on Saturday.

Which pawn shops in Wilmington are open late?

3 shops list weekday closing times of 7 PM or later, such as Jim's Pawn & Guns, Pawn USA, SOUTH SQUARE PAWN dba Pawn USA.

How much does a $500 pawn loan cost in Wilmington?

Under North Carolina law, a pawn shop can charge at most $110 for the first month on a $500 loan. Grace period: The item cannot be sold until 60 days after the maturity date.

Do Wilmington pawn shops buy gold?

Most pawn shops lend on and buy gold jewelry. 5 of the listed shops in Wilmington are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.

Pawn shops in nearby cities

Listings come from public business information checked on November 5, 2026. Open-now status uses each shop's published hours and the local time in Wilmington; holidays can change hours.