Pawn USA
3922 Market St, Wilmington, NC 28403
Pawn USA is a pawn shop at 3922 Market St in Wilmington, North Carolina. A $500 loan here costs about $110 a month at most under North Carolina law.
Opening hours
| Monday | 9:00 AM–7:00 PM |
| Tuesday | 9:00 AM–7:00 PM |
| Wednesday | 9:00 AM–7:00 PM |
| Thursday | 9:00 AM–7:00 PM |
| Friday | 9:00 AM–7:00 PM |
| Saturday | 9:00 AM–6:00 PM |
| Sunday | Closed |
Contact & directions
- Phone
- (910) 763-7682
- Address
- 3922 Market St, Wilmington, NC 28403
- Website
- pawnusa.net
Estimate your loan here
Every pawn shop in North Carolina follows the same state limits. Interest up to 2% a month plus fees of up to 20% a month, capped at $100 the first month, $75 the second and third and $50 after that.
up to $110
$610 to get your item back after one month
What you can pawn here
Items pawn shops commonly lend on. Each page explains how shops value it and what to bring; call Pawn USA to confirm what it accepts.
Sell gold in Wilmington
Selling instead of pawning? Compare 5 gold buyers in Wilmington that are open now and work out your gold's metal value first.
What to bring
- A valid government-issued photo ID (driver license, state ID, passport or military ID).
- North Carolina rule: You must be 18 and show accepted ID.
- The item, clean and working, with chargers, cases, boxes and receipts.
- For gold: know the karat stamp and the weight. Estimate its metal value.
- To redeem later: your pawn ticket and the same ID.
License
North Carolina does not publish a downloadable statewide list of licensed pawn shops that we could match, so we cannot confirm the license here. Pawn shops must show their license in the store.
Location
3922 Market St, Wilmington, NC 28403
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Questions
What are Pawn USA's hours?
Mon–Fri 9:00 AM–7:00 PM; Sat 9:00 AM–6:00 PM; Sun Closed. Hours can change on holidays; call ahead to confirm.
Where is Pawn USA?
3922 Market St, Wilmington, NC 28403.
What is Pawn USA's phone number?
(910) 763-7682.
How much does a $500 pawn loan cost at Pawn USA?
North Carolina law caps the charge at $110 for the first month on a $500 loan, so up to $610 to redeem after one month. The shop can charge less; the pawn ticket shows the real amount.
What do I need to bring to Pawn USA?
A valid government-issued photo ID and the item you want to pawn or sell, with its accessories. North Carolina rule: You must be 18 and show accepted ID.
Guides
Business details from public listing information and the shop's website (pawnusa.net), checked November 5, 2026. We are not affiliated with this shop. Something wrong? Tell us.