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Pawn shops in Memphis, TN

26 pawn shops with opening hours, phone numbers and directions. Under Tennessee law, a $500 pawn loan costs at most $110 for the first month.

Showing all 26 shops.

Accent Guns and Loans

3632 Summer Ave · (901) 327-8117

Hours listedGun shop

Accent Pawn Shop Outlet

3644 Summer Ave · (901) 324-2727

Hours listed

Advantage Pawn

1510 E Shelby Dr · (901) 346-6829

Hours listedGold buyer

American Loan Co

636 Poplar Ave · (901) 509-8514

Hours listedGold buyerGun shop

Best Pawn

3202 Jackson Ave · (901) 452-9366

Hours listed

Cash America Pawn

1133 S Bellevue Blvd · (901) 942-4747

Hours listedGold buyer

Cash America Pawn

1302 Poplar Ave · (901) 725-0116

Hours listedGold buyer

Cash America Pawn

1910 S Third St · (901) 774-6335

Hours listedGold buyer

Cash America Pawn

2378 Lamar Ave · (901) 743-7252

Hours listedGold buyer

Cash America Pawn

2421 Covington Pike · (901) 388-7118

Hours listedGold buyer

Cash America Pawn

3305 Austin Peay Hwy · (901) 377-4912

Hours listedGold buyer

Cash America Pawn

3337 Overton Crossing St · (901) 357-4642

Hours listedGold buyer

Cash America Pawn

3447 Millbranch Rd · (901) 345-5440

Hours listedGold buyer

Cash America Pawn

3454 S Third St · (901) 346-1346

Hours listedGold buyer

Cash America Pawn

3500 S Mendenhall Rd #104 · (901) 367-1956

Hours listedGold buyer

Cash America Pawn

3644 Lamar Ave · (901) 367-1577

Hours listedGold buyer

Cash America Pawn

3880 Park Ave · (901) 452-5550

Hours listedGold buyer

Cash America Pawn

4275 Summer Ave · (901) 682-3675

Hours listedGold buyer

Cash America Pawn

4619 Elvis Presley Blvd · (901) 398-8000

Hours listedGold buyer

Ezpawn

1410 Poplar Ave · (901) 278-9870

Hours listed

Ezpawn

4751 Summer Ave · (901) 683-3555

Hours listed

Ezpawn

5286 Winchester Rd · (901) 362-6070

Hours listed

Southern Pawn & Jewelry

4651 Knight Arnold Rd · (901) 362-7296

Hours listed

Cash Jewelry Loans

5050 Poplar Ave #130 · (901) 682-3533

Hours listed

Diamonds Jewelry

4362 Summer Ave · (901) 794-6299

Hours listedGold buyer

Reliable Pawn & Curio

3807 Summer Ave · (901) 458-4548

Hours listedGold buyerGun shop

What a pawn loan costs in Memphis

$
EstimateTennessee

$110

maximum charge for the first month

Total charges
$110
To get your item back
$610
Monthly rate
22.0%

Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawning in Memphis: what to know

  • Rates: Interest up to 2% a month plus a fee of up to one fifth (20%) a month that covers title, storage, insurance and all other costs. See the Tennessee pawn laws for every rule and source.
  • Grace period: 30 days after maturity; no extra notice is required.
  • Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
  • Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator, or see where to sell gold in Memphis.
  • Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?

What people pawn in Memphis

Questions about pawn shops in Memphis

How many pawn shops are in Memphis?

We list 26 pawn shops in Memphis, TN, including 14 Cash America Pawn, 3 EZPAWN locations. 26 have published opening hours.

Are pawn shops in Memphis open on Sunday?

None of the listed shops in Memphis show Sunday hours. 26 are open on Saturday.

Which pawn shops in Memphis are open late?

None of the listed shops show weekday hours past 7 PM.

How much does a $500 pawn loan cost in Memphis?

Under Tennessee law, a pawn shop can charge at most $110 for the first month on a $500 loan. Grace period: 30 days after maturity; no extra notice is required.

Do Memphis pawn shops buy gold?

Most pawn shops lend on and buy gold jewelry. 18 of the listed shops in Memphis are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.

Pawn shops in nearby cities

Listings come from public business information checked on November 5, 2026. Open-now status uses each shop's published hours and the local time in Memphis; holidays can change hours.