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Accent Guns and Loans

3632 Summer Ave, Memphis, TN 38122

Hours listed

Accent Guns and Loans is a pawn shop at 3632 Summer Ave in Memphis, Tennessee. It is also listed as gun shop. A $500 loan here costs about $110 a month at most under Tennessee law.

Opening hours

Monday9:30 AM–5:30 PM
Tuesday9:30 AM–5:30 PM
Wednesday9:30 AM–5:30 PM
Thursday9:30 AM–5:30 PM
Friday9:30 AM–5:30 PM
Saturday10:00 AM–5:00 PM
SundayClosed

Local time zone: Chicago. Holiday hours may differ.

Contact & directions

Phone
(901) 327-8117
Address
3632 Summer Ave, Memphis, TN 38122
Website
accentgunsandloans.com

Estimate your loan here

Every pawn shop in Tennessee follows the same state limits. Interest up to 2% a month plus a fee of up to one fifth (20%) a month that covers title, storage, insurance and all other costs.

$500 loan, first monthTennessee

up to $110

$610 to get your item back after one month

Rules from Tennessee pawn laws, checked October 30, 2026.

What you can pawn here

Items pawn shops commonly lend on. Each page explains how shops value it and what to bring; call Accent Guns and Loans to confirm what it accepts.

Sell gold in Memphis

Selling instead of pawning? Compare 18 gold buyers in Memphis that are open now and work out your gold's metal value first.

What to bring

  • A valid government-issued photo ID (driver license, state ID, passport or military ID).
  • Tennessee rule: Driver license, state ID, passport, military ID or border crossing card.
  • The item, clean and working, with chargers, cases, boxes and receipts.
  • For gold: know the karat stamp and the weight. Estimate its metal value.
  • To redeem later: your pawn ticket and the same ID.

License

Tennessee does not publish a downloadable statewide list of licensed pawn shops that we could match, so we cannot confirm the license here. Pawn shops must show their license in the store.

Location

3632 Summer Ave, Memphis, TN 38122

Open now nearby

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Questions

What are Accent Guns and Loans's hours?

Mon–Fri 9:30 AM–5:30 PM; Sat 10:00 AM–5:00 PM; Sun Closed. Hours can change on holidays; call ahead to confirm.

Where is Accent Guns and Loans?

3632 Summer Ave, Memphis, TN 38122.

What is Accent Guns and Loans's phone number?

(901) 327-8117.

How much does a $500 pawn loan cost at Accent Guns and Loans?

Tennessee law caps the charge at $110 for the first month on a $500 loan, so up to $610 to redeem after one month. The shop can charge less; the pawn ticket shows the real amount.

What do I need to bring to Accent Guns and Loans?

A valid government-issued photo ID and the item you want to pawn or sell, with its accessories. Tennessee rule: Driver license, state ID, passport, military ID or border crossing card.

Guides

Business details from public listing information and the shop's website (accentgunsandloans.com), checked November 5, 2026. We are not affiliated with this shop. Something wrong? Tell us.