Cash America Pawn
1318 W Centerville Rd · (972) 270-8117
First Cash Pawn
3121 S First St · (972) 278-8910
First Cash Pawn
3209 Forest Ln Ste A · (972) 272-2766
First Cash Pawn
4025 Broadway Blvd · (972) 303-3190
Pawn Superstore
484 W Interstate 30 · (972) 203-2020
Premier Plus Pawn
2029 S Garland Ave · (469) 367-0292
Top Cash Pawn #2 - Landers
1106 Lavon Dr · (972) 276-0228
Uncle Dan's Pawn Shop - Garland
2930 Dairy Rd · (972) 271-6200
Valu + Pawn
3601 W Walnut St · (972) 272-5476
Bob's Pawn Shop
820 S First St · (972) 272-4448
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What a pawn loan costs in Garland
$75
maximum charge for the first month
- Total charges
- $75
- To get your item back
- $575
- Monthly rate
- 15.0%
Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.
Pawning in Garland: what to know
- Rates: For July 1, 2026 to June 30, 2027 the one-month charge is 20% of the whole loan up to $276, 15% up to $1,840, 2.5% up to $2,760 and 1% up to $23,000. See the Texas pawn laws for every rule and source.
- Grace period: 30 days after the original maturity date, at one thirtieth of the monthly charge per day.
- Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
- Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator.
- Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?
What people pawn in Garland
Questions about pawn shops in Garland
How many pawn shops are in Garland?
We list 10 pawn shops in Garland, TX, including 3 First Cash Pawn, 1 Cash America Pawn, 1 Uncle Dan's Pawn Shop locations. 10 have published opening hours.
Are pawn shops in Garland open on Sunday?
4 of the 10 listed shops show Sunday hours, for example Cash America Pawn, First Cash Pawn, First Cash Pawn. Hours can change on holidays; call before you go.
Which pawn shops in Garland are open late?
6 shops list weekday closing times of 7 PM or later, such as First Cash Pawn, First Cash Pawn, First Cash Pawn.
How much does a $500 pawn loan cost in Garland?
Under Texas law, a pawn shop can charge at most $75 for the first month on a $500 loan. Grace period: 30 days after the original maturity date, at one thirtieth of the monthly charge per day.
Do Garland pawn shops buy gold?
Most pawn shops lend on and buy gold jewelry. 3 of the listed shops in Garland are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.