Independent guide, not affiliated with any pawn shop.How we check

Bob's Pawn Shop

820 S First St, Garland, TX 75040

Hours listedState-licensed

Bob's Pawn Shop is a pawn shop at 820 S First St in Garland, Texas. A $500 loan here costs about $75 a month at most under Texas law.

Opening hours

Monday9:00 AM–6:00 PM
Tuesday9:00 AM–6:00 PM
Wednesday9:00 AM–6:00 PM
Thursday9:00 AM–6:00 PM
Friday9:00 AM–6:00 PM
Saturday9:00 AM–5:00 PM
SundayClosed

Local time zone: Chicago. Holiday hours may differ.

Contact & directions

Phone
(972) 272-4448
Address
820 S First St, Garland, TX 75040

Estimate your loan here

Every pawn shop in Texas follows the same state limits. For July 1, 2026 to June 30, 2027 the one-month charge is 20% of the whole loan up to $276, 15% up to $1,840, 2.5% up to $2,760 and 1% up to $23,000.

$500 loan, first monthTexas

up to $75

$575 to get your item back after one month

Rules from Texas pawn laws, checked November 5, 2026.

What you can pawn here

Items pawn shops commonly lend on. Each page explains how shops value it and what to bring; call Bob's Pawn Shop to confirm what it accepts.

What to bring

  • A valid government-issued photo ID (driver license, state ID, passport or military ID).
  • Texas rule: Photo ID: driver license, state ID, passport, military ID, matrícula consular or federal immigration ID.
  • The item, clean and working, with chargers, cases, boxes and receipts.
  • For gold: know the karat stamp and the weight. Estimate its metal value.
  • To redeem later: your pawn ticket and the same ID.

License

This address appears on the Texas Office of Consumer Credit Commissioner (OCCC) license search under license 3326 (list dated November 5, 2026).

Location

820 S First St, Garland, TX 75040

Open now nearby

All pawn shops open now in Garland · all 10 in Garland

Questions

What are Bob's Pawn Shop's hours?

Mon–Fri 9:00 AM–6:00 PM; Sat 9:00 AM–5:00 PM; Sun Closed. Hours can change on holidays; call ahead to confirm.

Where is Bob's Pawn Shop?

820 S First St, Garland, TX 75040.

What is Bob's Pawn Shop's phone number?

(972) 272-4448.

How much does a $500 pawn loan cost at Bob's Pawn Shop?

Texas law caps the charge at $75 for the first month on a $500 loan, so up to $575 to redeem after one month. The shop can charge less; the pawn ticket shows the real amount.

What do I need to bring to Bob's Pawn Shop?

A valid government-issued photo ID and the item you want to pawn or sell, with its accessories. Texas rule: Photo ID: driver license, state ID, passport, military ID, matrícula consular or federal immigration ID.

Guides

Business details from public listing information, checked November 5, 2026. We are not affiliated with this shop. Something wrong? Tell us.