Brooks Pawn and Jewelry Inc
1501 Coffee Rd Ste f · (209) 575-0786
Disco Azteca - Money Transfer, Pawn, & Pinatas
1321 Crows Landing Rd · (209) 527-6172
Modesto Gold Jewelry & Coins
109 Needham St · (209) 521-7500
The Pawn Shop
1335 Yosemite Blvd · (209) 551-7296
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What a pawn loan costs in Modesto
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maximum charge for the first month
- Total charges
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- To get your item back
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- Monthly rate
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Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.
Pawning in Modesto: what to know
- Rates: California caps charges with a table for the first three months and 3% a month after month 3 (Fin. Code §21200.5 and §21201, as described in a 2024 Senate Judiciary analysis). Loans of $2,500 or more are exempt from those limits. See the California pawn laws for every rule and source.
- Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
- Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator.
- Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?
What people pawn in Modesto
Questions about pawn shops in Modesto
How many pawn shops are in Modesto?
We list 4 pawn shops in Modesto, CA. 4 have published opening hours.
Are pawn shops in Modesto open on Sunday?
2 of the 4 listed shops show Sunday hours, for example Disco Azteca - Money Transfer, Pawn, & Pinatas, Modesto Gold Jewelry & Coins. Hours can change on holidays; call before you go.
Which pawn shops in Modesto are open late?
None of the listed shops show weekday hours past 7 PM.
How much can a pawn shop in Modesto charge?
California caps charges with a table for the first three months and 3% a month after month 3 (Fin. Code §21200.5 and §21201, as described in a 2024 Senate Judiciary analysis). Loans of $2,500 or more are exempt from those limits.
Do Modesto pawn shops buy gold?
Most pawn shops lend on and buy gold jewelry. 1 of the listed shops in Modesto are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.