Action Loan & Pawn
3130 Fulton Ave · (916) 487-5626
Best Collateral
916 J St · (916) 448-7545
Buy Sell Trade It All
5725 Stockton Blvd · (916) 456-7296
Capital City Loan & Jewelry
5656 Auburn Blvd · (916) 334-7296
Capital City Loan & Jewelry Rancho Cordova (Folsom)
9717 Folsom Blvd · (916) 822-5669
Capital City Loan & Jewelry South Sacramento (Fruitridge)
2385 Fruitridge Rd · (916) 421-2475
Card City
2600 Alta Arden Expy · (916) 333-1476
Loyalty Pawn
1708 Broadway · (916) 304-7296
Loyalty Pawn #1
3409 El Camino Ave · (916) 304-7296
Loyalty Pawn #2
7214 Florin Mall Dr · (916) 304-7296
North City Pawn
2105 Del Paso Blvd · (916) 510-1839
Western Loan & Jewelry
1524 Del Paso Blvd · (916) 568-6669
Gold-N-Pawn
6618 Florin Rd A · (916) 399-9011
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What a pawn loan costs in Sacramento
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maximum charge for the first month
- Total charges
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- To get your item back
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- Monthly rate
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Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.
Pawning in Sacramento: what to know
- Rates: California caps charges with a table for the first three months and 3% a month after month 3 (Fin. Code §21200.5 and §21201, as described in a 2024 Senate Judiciary analysis). Loans of $2,500 or more are exempt from those limits. See the California pawn laws for every rule and source.
- Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
- Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator, or see where to sell gold in Sacramento.
- Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?
What people pawn in Sacramento
Questions about pawn shops in Sacramento
How many pawn shops are in Sacramento?
We list 13 pawn shops in Sacramento, CA. 13 have published opening hours.
Are pawn shops in Sacramento open on Sunday?
8 of the 13 listed shops show Sunday hours, for example Action Loan & Pawn, Capital City Loan & Jewelry, Capital City Loan & Jewelry South Sacramento (Fruitridge). Hours can change on holidays; call before you go.
Which pawn shops in Sacramento are open late?
1 shops list weekday closing times of 7 PM or later, such as Card City.
How much can a pawn shop in Sacramento charge?
California caps charges with a table for the first three months and 3% a month after month 3 (Fin. Code §21200.5 and §21201, as described in a 2024 Senate Judiciary analysis). Loans of $2,500 or more are exempt from those limits.
Do Sacramento pawn shops buy gold?
Most pawn shops lend on and buy gold jewelry. 5 of the listed shops in Sacramento are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.