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Pawn shops in San Francisco, CA

6 pawn shops with opening hours, phone numbers and directions. California caps charges with a table for the first three months and 3% a month after month 3 (Fin. Code §21200.5 and §21201, as described in a 2024 Senate Judiciary analysis). Loans of $2,500 or more are exempt from those limits.

What a pawn loan costs in San Francisco

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EstimateCalifornia

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maximum charge for the first month

Total charges
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To get your item back
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Monthly rate
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Maximum allowed by state law. A pawn shop can charge less; your pawn ticket shows the real amount.

Pawning in San Francisco: what to know

  • Rates: California caps charges with a table for the first three months and 3% a month after month 3 (Fin. Code §21200.5 and §21201, as described in a 2024 Senate Judiciary analysis). Loans of $2,500 or more are exempt from those limits. See the California pawn laws for every rule and source.
  • Bring: a valid government-issued photo ID and the item with its accessories. Which IDs are accepted.
  • Gold: weigh it and check the karat stamp, then estimate it with the gold pawn calculator.
  • Compare: ask two or three shops for a loan offer and a purchase offer. Pawn or sell?

What people pawn in San Francisco

Questions about pawn shops in San Francisco

How many pawn shops are in San Francisco?

We list 6 pawn shops in San Francisco, CA. 6 have published opening hours.

Are pawn shops in San Francisco open on Sunday?

1 of the 6 listed shops show Sunday hours, for example Buy Sell Loan. Hours can change on holidays; call before you go.

Which pawn shops in San Francisco are open late?

None of the listed shops show weekday hours past 7 PM.

How much can a pawn shop in San Francisco charge?

California caps charges with a table for the first three months and 3% a month after month 3 (Fin. Code §21200.5 and §21201, as described in a 2024 Senate Judiciary analysis). Loans of $2,500 or more are exempt from those limits.

Do San Francisco pawn shops buy gold?

Most pawn shops lend on and buy gold jewelry. 3 of the listed shops in San Francisco are also listed as gold or jewelry buyers. Estimate your gold with the gold calculator first.

Pawn shops in nearby cities

Listings come from public business information checked on November 5, 2026. Open-now status uses each shop's published hours and the local time in San Francisco; holidays can change hours.